Fact Sheet

• Trident Wealth Management brings more than 30 years of investment experience to the task of serving the financial needs of our clients.
  
  
• Trident is a "fee-only" Registered Investment Advisor whose principal duty is acting as our client's advocate for managing investments.
  
  
• What we do is manage a client's investment risk by carefully assessing each person's investment objectives and tolerance for financial risk.
  
  
• Trident serves clients on a fully discretionary basis and, based upon the investment objectives and risk tolerance of each individual, either selects one or more institutional-quality money managers to implement investment of your portfolio or uses our fundamental index model to meet your investment needs.
  
  
• Many of the institutional money managers available to Trident are not otherwise available to clients on an individual basis.
  
  
• Trident does not sell investment products of any type or earn commissions from the sale of stocks, bonds, mutual funds, annuities and insurance or, for that matter, anything else. Our total focus is representing our client's best interests at all times.
  
  
• Trident often works with a client's other advisers in the accounting and legal professions to tailor an investment portfolio to the requirements of each client's tax situation, estate plan or retirement and income needs.
  
  
• By partnering with our custodian, Schwab Institutional and the team at the Schwab Center for Financial Research, Trident provides clients with institutional-caliber research, screening and continuous monitoring of the money managers or fundamental index funds selected to invest your assets.
  
  
• All assets are held at Charles Schwab & Co., Inc. and are titled in the name of each client. Charles Schwab currently acts as custodian for more than $750 billion of assets for clients of investment advisors.
  
  
• Trident serves client accounts ranging in size from $50,000 to $5,000,000.
  
  
• Account minimums for portfolios invested in individual securities:
  o Equity (stock) accounts: $100,000
  o Fixed Income (bond) accounts: $250,000
  
  
• For portfolios falling below these minimums, but ranging in size from $50,000 to $100,000, Trident has partnered with Research Affiliates. LLC, Pacific Investment Management Company (PIMCO,) and the Schwab Center for Financial Research to provide access to a selection of Fundamental Index^® portfolios developed by Research Affiliates, LLC.  These low cost index funds carry four and five star ratings by Morningstar^®.
  
  
  

One all-inclusive fee covers Trident's services, research and oversight by the Schwab Center for Financial Research, and all Schwab brokerage and custody services.

Fees are based upon the market value of the client's portfolio at the end of each calendar quarter and are automatically debited from the account.

Portfolios under management for less than a calendar quarter are prorated for the actual days the assets were managed.

In addition, Trident's fees for equity accounts are established by "household" so that a client with multiple separately titled portfolios (i.e., Personal Portfolio plus an IRA and/or IRA Rollover etc.) can combine the values of each account in order to realize additional fee savings.

And finally, should you wish to close your account, at Trident there is never a charge to bring our relationship to conclusion. Simply notify us in writing and our fee will be prorated up to and including the date your notification is received.